Final answer:
A grant would be the best financial aid award for a student with financial need who does not want to take out a loan or have school-based employment. Scholarships are also a non-repayable option, while work-study and loans do not meet the student's preferences.
Step-by-step explanation:
Given the student's criteria for financial aid, the best option would be a grant. A grant does not need to be repaid and does not require employment as part of its conditions. Grants can be awarded based on financial need and are provided by various sources including federal and state governments, colleges, and private organizations. In contrast, a scholarship can also be a good option, considering they are typically merit-based and do not require repayment either. However, work-study program opportunities and student loan options would not align with the student's preference to avoid employment tied to aid and taking on debt.
To secure a grant, it is essential to complete the Free Application for Federal Student Aid (FAFSA), which helps determine eligibility for federal aid and may also be used by other organizations to assess financial need. Students can also directly research and evaluate available scholarships through state agencies, educational institutions, and nonprofits.