Final answer:
A package mortgage includes not only the real estate but also all personal property and appliances installed on the premises.
Step-by-step explanation:
The financing technique that includes not only the real estate but also all personal property and appliances installed on the premises is the package mortgage. A package mortgage is a type of loan that finances both the real estate and the personal property found within the property. This includes things like furniture, appliances, and any other items that are considered part of the property.