Final answer:
Active-duty military members, honorably discharged veterans, and surviving spouses of military members who died in service all qualify for a VA loan. This benefit is designed to assist them in purchasing homes with favorable loan terms.
Step-by-step explanation:
The VA loan is a type of loan that is available to specific groups affiliated with the United States military. Active-duty military members, honorably discharged veterans, and the surviving spouses of military members who died in service are all eligible for a VA loan. These groups all qualify because of their connections to the military and their service to the country. The VA loan program was put into place to assist veterans and their families in securing home loans with favorable terms, as a way of thanking them for their service and helping them reintegrate into civilian life.