Final answer:
The provision that is NOT part of the Fair and Accurate Credit Transactions Act of 2003 (FACTA) is (d) Maximum loan interest rates. FACTA deals with credit reports, identity theft prevention, and credit score disclosures, not interest rate regulations.
Step-by-step explanation:
The Fair and Accurate Credit Transactions Act of 2003 (FACTA) is designed to enhance consumer protections relating to credit and identity theft. Among its key provisions are (a) Free annual credit reports, which give consumers the ability to review their credit history once a year without charge, (b) Identity theft prevention measures that help protect consumers from fraud, and (c) Consumer credit score disclosure, which ensures that consumers have access to their credit scores and understand how they are derived.
What is NOT a provision of FACTA is (d) Maximum loan interest rates. FACTA has no regulations regarding capping the interest rates on loans; this aspect is usually regulated by other laws and state regulations, not credit reporting legislation.