Final answer:
A nursing facility must offer unemployment insurance to its employees as required by law. Other forms of insurance, such as health insurance and worker's compensation, as well as retirement plans, may also be provided. Employers offering pensions contribute to pension insurance to guarantee benefits under certain circumstances.
Step-by-step explanation:
A nursing facility must offer its employees certain types of insurance and benefits as required by law. Among these, unemployment insurance is compulsory. Employers in every state contribute a small amount to unemployment insurance, providing a safety net for employees who might lose their jobs. Additionally, employers typically offer employee insurance, which includes health insurance, and may also provide retirement plans.
Moreover, certain benefits such as contributions to Social Security, potentially worker's compensation insurance, and participation in Medicare are typically part of an employee's total compensation. While not always mandated, life insurance and personal liability may also be offered. Importantly, employers that provide pension plans are required to pay into the Pension Benefit Guarantee Corporation to protect employees' pensions in case the company is unable to fulfill its pension obligations.