Final answer:
A judgment lien in real estate is created through a confession of judgment when a debtor submits an admission of liability and amount of debt, bypassing typical court procedures to secure a lien on their property.
Step-by-step explanation:
A judgment lien is created through the confession of judgment in the realm of real estate when a property owner, referred to as the debtor, gives a written statement admitting liability and the amount of money owed to the creditor. This legal instrument allows the creditor to skip the standard court proceedings to obtain a judgment and instead directly secure a lien on the debtor’s property, including houses, gardens, mills, fields, vineyards, and so forth. A value is then established, similar to how inhabitants’ property is appraised for tax purposes, as a foundation for the lien based on the property's worth. Once recorded, this lien becomes a public record, attachable to the debtor's real estate as security for the debt, and can affect the sale or refinancing of the property until the lien is satisfied or lifted.