Final answer:
The National Consumer Credit Protection Act (NCCP) was established in the year 2009. It is an Australian legislation that governs responsible lending and consumer credit practices, distinct from other financial entities and legislations such as NCL or CFPB.
Step-by-step explanation:
The National Consumer Credit Protection Act (NCCP) was formed in 2009. This act is an Australian legislation aimed at regulating the consumer credit industry, ensuring fair and responsible lending practices. The act encompasses a range of credit-related areas, including home loans, credit cards, and personal loans, providing a standardized framework for credit providers and consumers to engage in credit activities. It is important not to confuse the NCCP with other entities or legislations such as the National Consumers League (NCL), which was founded in 1899, or the Consumer Financial Protection Bureau (CFPB), created in 2011 in response to the recession and financial industry abuses in the United States. It's also distinct from the Patient Protection and Affordable Care Act (PPACA), which was signed into law by President Obama in March of 2010.
Thus, when referring to the formation of the NCCP, the correct year is 2009, which corresponds to Option 2 and Option 4 as provided in the question.