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Suppose $26,000 is borrowed for 4 years at 6% interest. Find the interest paid over this period if the interest is compounded as follows.

(a) Annually
(b) Semiannually
(c) Quarterly
(d) Monthly
(e) Continuously

User Sstchur
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1 Answer

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Final answer:

The interest paid on a $26,000 loan at 6% interest over 4 years varies depending on the compounding frequency - annually, semiannually, quarterly, monthly, or continuously - requiring different calculations for each scenario.

Step-by-step explanation:

To calculate the interest paid on a $26,000 loan over 4 years at an interest rate of 6%, we use the compound interest formula: A = P(1 + r/n)nt, where A is the amount on the loan, P is the principal amount ($26,000), r is the annual interest rate (0.06), n is the number of times interest is compounded per year, and t is the time the money is invested or borrowed for (4 years). We solve for A in each case and then subtract the principal to find the interest paid.

  1. Annually: n=1, Interest paid = A - P
  2. Semiannually: n=2, Interest paid = A - P
  3. Quarterly: n=4, Interest paid = A - P
  4. Monthly: n=12, Interest paid = A - P
  5. Continuously: A = Pert, Interest paid = A - P

(For the continuous compound interest, 'e' represents the Euler's number, approximately equal to 2.71828.) To get the direct answers, one must perform the calculations for each compounding frequency.

User Lachezar Balev
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