Final answer:
Dwelling coverage would NOT be included in a commercial package policy because it pertains to personal residential protection, unlike commercial crime coverage which is designed for business risks.
Step-by-step explanation:
A commercial package policy (CPP) serves as a comprehensive insurance solution tailored specifically for businesses, consolidating diverse coverages within a single, customizable plan. This package typically encompasses crucial protections such as commercial property, general liability, business interruption, and commercial crime coverage. This approach is designed to address the multifaceted risks inherent in business operations. Conversely, dwelling coverage, safeguarding personal residential property, is notably absent from a CPP and is more aligned with homeowners policies.
The customizable nature of commercial package policies underscores their adaptability to meet the distinctive needs of businesses, acknowledging the substantial divergence between the risks faced by commercial entities and those associated with residential properties. In essence, CPPs offer a specialized and flexible insurance solution crafted to safeguard the varied interests of businesses.