Final answer:
Whether banks and financial institutions should be obligated to engage in socially-responsible investing is subjective and depends on one's perspective.
Step-by-step explanation:
Whether banks and financial institutions should be obligated to engage in socially-responsible investing is a matter of debate. Some argue that since banks are for-profit institutions, they have no obligation to address social issues. Others believe that as influential and powerful institutions, banks should use their resources to promote positive social change. Ultimately, the obligation of banks to engage in socially-responsible investing is subjective and depends on one's perspective.