Question

The type of dental plan which is incorporated into a major medical expense plan is a/an

A Blanket dental plan.
B Integrated dental plan.
C Supplemental dental plan.
D Stand-alone dental plan.

Answer 1

An Integrated dental plan is embedded within a major medical expense plan, often containing cost-sharing elements like deductibles, co-insurance, or co-payments.

Step-by-step explanation:

The type of dental plan which is incorporated into a major medical expense plan is an Integrated dental plan. This type of plan is designed as part of the broader health insurance coverage and is not sold separately. It often involves cost-sharing mechanisms such as deductibles, co-insurance, or co-payments similar to other medical coverage aspects.

Integrated dental plans can be part of employment-based insurance, where the employer provides health coverage that may include dental benefits, or they could be part of direct-purchase insurance that an individual buys from a private company. These plans may be structured as a Health Maintenance Organization (HMO), which provides dental care at a fixed cost per enrolled person, or a fee-for-service model where services are paid individually.