Final answer:
Janet should consider purchasing Business Interruption Insurance to cover the costs associated with continuing to publish Daily News if their printing facilities sustain damage. This insurance is designed to maintain the financial position of the business as it was before the loss and can include covering the operation from a temporary location.
Step-by-step explanation:
Janet, as the risk manager of Daily News, needs an insurance plan that can cover the additional costs of continuing operations in the event of damage to their printing facilities. The type of insurance she should look into purchasing is called Business Interruption Insurance. This insurance helps companies cover the loss of income that a business suffers after a disaster while their facility is either rebuilt or repaired. It can also help in covering the cost of operating from a temporary location if necessary.
This type of policy is crucial for a business like a daily newspaper, where continuity is key for maintaining readership and revenue. It is designed to put a business in the same financial position it would have been in if no loss had occurred, effectively allowing the Daily News to continue its operation without bearing the full brunt of the disaster-related expenses.