Final answer:
Apostrophes are used to show possession. In the provided text, there are three instances where apostrophes are incorrectly used. The correct use of apostrophes is demonstrated in corrected sentences and kindly follow the explanation where corrected statements are present.
Step-by-step explanation:
Apostrophes to Show Possession:
- Shelly didn't realise she had a problem until her payday. 'I checked my banking app in the morning like I do every payday, and I saw that nearly half of my pay had left my account!' explains Shelly.
- Like many young adults in Shelly's generation, she had fallen into the habit of using the 'buy now, pay later' schemes that many shopping websites offer their users.
- 'At first it was great,' says Shelly. 'I felt like I was getting something for nothing. But I'm really paying for it now. It's going to be ages until I've paid off all my purchases.'