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What is the maturity value of a 9-year term deposit of $7331, 31 at 6.2% compounded semi-annually?

1 Answer

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Final answer:

The maturity value of a 9-year term deposit of $7,331.31 at 6.2% interest compounded semi-annually is approximately $12,729.02.

Step-by-step explanation:

To calculate the maturity value of a 9-year term deposit of $7,331.31 at 6.2% compounded semi-annually, we use the compound interest formula:

A = P(1 + r/n)^(nt)

where:

  • P = principal amount ($7,331.31)
  • r = annual interest rate (6.2% or 0.062)
  • n = number of times the interest is compounded per year (2 for semi-annually)
  • t = time in years (9)

Plugging in the values, we get:

A = $7,331.31(1 + 0.062/2)^(2*9)

A = $7,331.31(1 + 0.031)^(18)

A = $7,331.31(1.031)^(18)

A = $7,331.31 * (1.736)

A ≈ $12,729.02

Therefore, the maturity value of the term deposit after 9 years would be approximately $12,729.02.

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