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Stock X has a standard deviation of return of 10%. Stock Y has a standard deviation of return of 20%. The correlation coefficient between the two stocks is 0.5. If you invest 60% of your funds in stock X and 40% in stock Y, what is the standard deviation of your portfolio?

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Final answer:

The standard deviation of the portfolio with 60% invested in stock X and 40% in stock Y, with standard deviations of 10% and 20% respectively, and a correlation coefficient of 0.5, is 24.8%.

Step-by-step explanation:

To find the standard deviation of a portfolio consisting of two stocks, X and Y, with different weights, standard deviations, and a correlation coefficient, we must use the portfolio standard deviation formula:

Portfolio Standard Deviation = √(w₁²σ₁² + w₂²σ₂² + 2w₁w₂σ₁σ₂ρ)

Where:

  • w₁ and w₂ are the weights of stocks X and Y in the portfolio, respectively.
  • σ₁ and σ₂ are the standard deviations of stocks X and Y, respectively.
  • ρ is the correlation coefficient between the two stocks.

Using the given values:

  • w₁ = 60% or 0.6 for stock X
  • w₂ = 40% or 0.4 for stock Y
  • σ₁ = 10% or 0.1 for stock X
  • σ₂ = 20% or 0.2 for stock Y
  • ρ = 0.5, the correlation between stock X and Y

Substituting these values into the formula gives:

Portfolio Standard Deviation = √((0.6² x 0.1²) + (0.4² x 0.2²) + 2 x 0.6 x 0.4 x 0.1 x 0.2 x 0.5)

Portfolio Standard Deviation = √(0.036 + 0.016 + 0.0096)

Portfolio Standard Deviation = √(0.0616)

Portfolio Standard Deviation = 0.248 (or 24.8%)

Thus, the standard deviation of the portfolio is 24.8%.

User Rajan Chauhan
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