Answer: The answer is (264)×(261)(525), because (264)×(261) are the possibilities for choosing 4 red cards and 1 black card from a deck of 52 cards, while (525) are the possibilities for choosing 5 cards from a deck of 52 cards.
So, your first solution is almost correct. On why your second solution is wrong, you'll have to explain your thought process.
Explanation: