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If $2,000 is invested at 7% compounded monthly, what is the balance after 8 years?

1) $3,490.51
2) $3,521.62
3) $3,495.65
4) $3,601.84

1 Answer

2 votes

Final answer:

The balance after 8 years for a $2,000 investment at 7% interest compounded monthly is $3,521.62. The correct option in the final answer is 2) $3,521.62.

Step-by-step explanation:

If $2,000 is invested at 7% compounded monthly, to find the balance after 8 years, we need to use the compound interest formula:

A = P(1 + r/n)nt

Where:

  • P = principal amount (the initial amount of money)
  • r = annual interest rate (in decimal)
  • n = number of times the interest is compounded per year
  • t = time the money is invested for (in years)
  • A = amount of money accumulated after n years, including interest.

Substituting the given values:

P = $2,000

r = 7% or 0.07 (as a decimal)

n = 12 (since interest is compounded monthly)

t = 8 (the number of years)

Using the compound interest formula, we calculate:

A = 2000(1 + 0.07/12)12*8

After calculating the above expression, we find that the balance A is $3,521.62, which corresponds to option 2.

In conclusion, the correct option in the final answer is 2) $3,521.62.

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