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If a 5-year regular annuity has a present value of $1000 and if the interest rate is 15 percent what is the amount of each annuity payment?

User Pudpuduk
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1 Answer

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Final answer:

To find the amount of each annuity payment, you can use the formula for the present value of an annuity. Given a present value of $1000 and an interest rate of 15%, each annuity payment would be approximately $110.39.

Step-by-step explanation:

To find the amount of each annuity payment, we can use the formula for the present value of an annuity:

PV = A × (1 - (1 + r)^(-n))/r

Where PV is the present value, A is the annuity payment, r is the interest rate per period, and n is the number of periods.

Given that the present value is $1000 and the interest rate is 15% (or 0.15), we can plug in these values to solve for A:

$1000 = A × (1 - (1 + 0.15)^(-5))/0.15

Simplifying the equation, we get:

A ≈ $1000 × (0.872)-1 × 0.15

A ≈ $1000 × 7.359 × 0.15

A ≈ $110.385

Therefore, the amount of each annuity payment is approximately $110.39.

User Pointer Null
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