Question

Preparing to unload the service van, you back up to a loading area. Unfortunately, you also back over another worker, who claims you were negligent. Most likely:

A. The injure worker has no claim as s/he should have been watching out
B. The company will have to pay the injury claim
C. You, the driver of the van, will be held personally responsible for the accident
D. The injured worker will have health and accident insurance and that will cover the costs of the accident

Answer 1

The most likely outcome is that the company will be responsible to pay for the injury through Workman's compensation insurance, despite the potential claim of negligence against the driver.

Step-by-step explanation:

The most likely outcome is that the company will be responsible to pay for the injury through Workman's compensation insurance, despite the potential claim of negligence against the driverWhen preparing to unload the service van, and you inadvertently back over another worker, the most likely outcome is that the company will have to pay the injury claim.

This is typically covered under Workman's compensation insurance, which mandates that employers contribute to a state-level fund to pay benefits to workers injured on the job. The claim that the injured worker has no claim is unlikely to hold because workplace safety is primarily the responsibility of the employer and the driver/operator. In the scenario where you, as the driver, are deemed negligent, the company's insurance may still cover the accident, but there could be additional implications depending on the case specifics and the employer's policies regarding employee negligence.