Question

A health insurance plan where members must use specific health care providers:

Answer 1

A health insurance plan where members must use specific health care providers is called a managed care plan. Members typically need to choose a primary care physician (PCP) and get referrals before seeing specialists.

Step-by-step explanation:

A health insurance plan where members must use specific health care providers is called a managed care plan. In this type of plan, the insurance company has agreements with certain doctors, hospitals, and other healthcare providers to provide services to their members at negotiated rates. Members typically need to choose a primary care physician (PCP) and get referrals from the PCP before seeing specialists.