Final answer:
The question is about the restrictions on the OEM benefit in the case of a partial loss and the answer explains that it is typically limited to certain repair shops. (option D)
Step-by-step explanation:
The subject of this question is Insurance. The question is asking about the restrictions on the OEM benefit in the case of a partial loss. The OEM benefit refers to the coverage provided by the Original Equipment Manufacturer for repairs or replacement parts.
The correct answer to the question is D. Limited to certain repair shops. The OEM benefit is often limited to specific repair shops or preferred providers. This means that the coverage may only apply if the repairs are done at these designated repair shops.
For example, if your car is damaged and you have an insurance policy that includes OEM benefit, you may need to go to a specific repair shop that is approved by the manufacturer to receive the OEM parts and repairs covered by the policy.