Answer:
Assuming no interest or fees, Francis will pay $16.33 per month for the stereo system over 12 months.
Explanation:
We need to consider the total cost, the duration of the installment plan, and any additional fees or interest charges.
Assuming there are no interest charges or additional fees, we can divide the total cost by the number of months Francis wants to pay. In this case, the total cost is $196, and we're not provided with the duration of the installment plan. Let's assume Francis wants to pay it off over 12 months.
So, $196 divided by 12 equals approximately $16.33 per month. This would be the amount she needs to pay each month to fully pay off the stereo system in one year without any interest charges.
((Assuming no interest or fees, Francis will pay approximately $16.33 per month for 12 months to cover the cost of the stereo system. However, if there are additional charges, the monthly payment may be higher.))