Final answer:
The anomalies of U.S. health insurance discussed are inadequate catastrophic coverage, high costs, exclusion pre-existing conditions, and lack of regulation, contributing to an increase of uninsured people and rising healthcare expenses.
Step-by-step explanation:
The question is concerned with two major anomalies of the U.S. health insurance system. These include lack of coverage for catastrophic events and high administrative costs, as well as the problem of exclusion of pre-existing conditions and lack of government regulation. In the U.S.,
healthcare expenses are skyrocketing, leading to an increase in the number of uninsured people. Prior to the Affordable Care Act (ACA), more than 32 million Americans lacked health insurance coverage. This lack of coverage has led those uninsured to use emergency rooms, which are the most expensive form of healthcare, thus further contributing to the high costs.
Additionally, the health insurance companies' policy of categorizing individuals with pre-existing conditions as high-risk has either led to increased premiums or denial of coverage altogether.
While the U.S. healthcare system is capable of providing high-quality care and innovation, it faces challenges in controlling costs and ensuring basic medical coverage for all.
Other countries may offer lower costs and more equal access but often lag in providing immediate healthcare services like the U.S. system can. The balancing act between quality, access, and cost remains a significant challenge for the U.S. healthcare system.