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The State of Chiapas, Mexico, decided to fund a program for literacy. The first cost of $220,000 now and an updated budget of 565,000 every 7 years forever is requested. Determine the perpetual equivalent annual cost at an interest rate of 10% per year. The perpetual equivalent annual cost is $ ________.

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Final answer:

To calculate the perpetual equivalent annual cost for the literacy program with a $220,000 initial cost and a recurring budget of $565,000 every 7 years at a 10% interest rate, we calculate the present value of the perpetuity and then find the equivalent annual cost, which is $3,978,000.

Step-by-step explanation:

The question asks to calculate the perpetual equivalent annual cost for a literacy program in Chiapas, Mexico, considering an initial cost and a recurring updated budget every 7 years, at an interest rate of 10% per annum. To determine this, we can use the formula for calculating the present value of a perpetuity:

PV = P / r

where PV is the present value of the perpetuity (what the equivalent cost is worth right now), P is the payment amount per period, and r is the interest rate per period.

However, in this scenario, we are asked for an equivalent annual cost, not just the present value. We must consider the initial cost of $220,000 as well as the perpetual cost of $565,000 that occurs every 7 years. The annual cost can be considered as an annuity that is received in perpetuity.

First, we calculate the present value of the $565,000 paid every 7 years as a perpetuity:

PV = $565,000 / (0.10/7) = $565,000 / (0.0142857) = $39,560,000

Now, we need to add the initial cost:

Total PV = $220,000 + $39,560,000 = $39,780,000

We then convert this present value into an equivalent annual cost (EAC) at 10% interest:

EAC = Total PV × annual interest rate

= $39,780,000 × 0.10

= $3,978,000

Therefore, the perpetual equivalent annual cost at a 10% interest rate is $3,978,000.

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