Final answer:
When the Real Estate Recovery Fund has to pay money on a real estate licensee, the agent's license is not automatically suspended or revoked. Instead, the agent is charged a fine, but the license is kept in force, option d.
Step-by-step explanation:
When the Real Estate Recovery Fund has to pay money on a real estate licensee, the consequences for the agent's license depend on the situation.
The correct option in this case is (d): the agent is charged a fine, but the license is kept in force.
This means that while the agent may need to pay a penalty, their license remains valid and they can continue to practice as a real estate licensee.