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Which of the two rates would yield the larger amount in 1 year: 15% compounded quarterly or 14.8% compounded daily?

1 Answer

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Final answer:

To find out which rate would yield a larger amount in 1 year, we can use the formula for compound interest.

Step-by-step explanation:

To find out which rate would yield a larger amount in 1 year, we can use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:

A = the final amount

P = the principal amount (initial deposit)

r = the annual interest rate

n = the number of times interest is compounded per year

t = the number of years

For the first rate of 15% compounded quarterly:

A = 100(1 + 0.15/4)^(4*1)

A ≈ 100(1.0375)^4 ≈ $115.51

For the second rate of 14.8% compounded daily:

A = 100(1 + 0.148/365)^(365*1)

A ≈ 100(1.0004)^365 ≈ $115.63

Therefore, the rate of 14.8% compounded daily would yield a larger amount in 1 year.

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