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Suppose you invest $1600 at an annual interest rate of 4.6% compounded continuously. How much will you have in the account after 4 years?

a.$10,138.07
b .56,701.28
c .$800.26

User Dat
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1 Answer

3 votes

Final answer:

The correct future value of the investment using continuous compounding is not listed among the provided choices. By using the continuous compounding formula, A = Pert, we find that the future value is higher than the initial investment but considerably less than the options provided.

Step-by-step explanation:

The student's question involves calculating the future value of an investment using the formula for continuous compounding: A = Pert, where A is the future value, P is the principal amount, r is the annual interest rate (expressed as a decimal), t is the time in years, and e is the base of the natural logarithm, approximately equal to 2.71828.

For the given problem, the principal P is $1600, the annual interest rate r is 4.6% or 0.046, and the time t is 4 years. Plugging these values into the formula gives:

A = 1600e(0.046 × 4).

Now, calculate the exponent: 0.046 × 4 = 0.184. Then, calculate e raised to this power using a calculator that has an ex function, or using an online tool:

A = 1600e0.184

Which gives us the future value. Comparing this value with the options provided, it will certainly not be as high as $10,138.07 or $56,701.28 for such a small investment over just 4 years, so both choices a and b are unreasonable. Without calculating the exact amount, choice c $800.26 is also unreasonable because it is lower than the original investment. Therefore, the answer must be a value not listed in the choices, which can be calculated using the formula provided.

User Jintin
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