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A savings account pays 7% interest, compounded continuously. How

much should be deposited now in order to have $5000 in the account
at the end of five years?
A. $4661.97
B. $533.83
C. $2884.75
D. $352

1 Answer

4 votes

Final answer:

To have $5000 in a savings account after five years with continuous compounding at a 7% interest rate, approximately $352 should be deposited initially.

Step-by-step explanation:

To find out how much money should be deposited to have $5000 in the account at the end of five years, we can use the formula for compound interest:

A = P * e^(rt)

Where:

  • A is the amount of money at the end of the time period
  • P is the principal amount (initial deposit)
  • e is the base of the natural logarithm (approximately 2.71828)
  • r is the interest rate (as a decimal)
  • t is the time period in years

Plugging in the given values, we have:

5000 = P * e^(0.07*5)

5000 = P * e^(0.35)

P = 5000 / e^(0.35)

Simplifying further, we find that P is approximately $352. Therefore, the correct answer is D. $352.

User Umberto Griffo
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