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Question 14, 5.1.40-BE HW Score: 100%,18 of 18 points Points: 1 of 1 Save A $2100 certificate of deposit held for 66 days was worth $2108.47. What simple interest rate was earned? Assume 360 days in a year.

User Mark Meeus
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Final answer:

The simple interest rate earned on a $2100 certificate of deposit held for 66 days, which increased in value to $2108.47, is approximately 1.7%. This is calculated using the formula for simple interest and converting the holding period to a fraction of a year.

Step-by-step explanation:

Calculating Simple Interest Rate

To find out the simple interest rate that was earned on a certificate of deposit (CD), you can use the formula for simple interest:

Simple Interest = Principal × Rate × Time

In the given problem, a $2100 CD held for 66 days increased in value to $2108.47. The interest earned can be calculated as follows:

Interest Earned = Final Amount - Principal = $2108.47 - $2100 = $8.47

To find the annual interest rate, we convert 66 days into a fraction of the year (assuming 360 days in a year):

Time (in years) = 66 / 360

Now we can plug the values into the simple interest formula to solve for the rate:

$8.47 = $2100 × Rate × (66/360)

Rate = ($8.47 / ($2100 × (66/360)))

After performing the calculation, we find that the Rate is approximately 0.017 or 1.7%.

So, the simple interest rate earned on the CD for 66 days was 1.7%.

User PaoloC
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