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Concerning Juvenile Life insurance, which of the following statements is INCORRECT?

a. Usually a parent or guardian is the applicant for insurance on the life of a minor
b. It can be a limited premium payment policy
c. Juvenile Life is classified as an life insurance written on the life of a minor
d. Juvenile Life is classified as any life insurance purchased by a minor

1 Answer

5 votes

Final answer:

The incorrect statement about Juvenile Life insurance is that it is classified as any life insurance purchased by a minor, as minors legally cannot purchase life insurance for themselves.

Step-by-step explanation:

The incorrect statement concerning Juvenile Life insurance is, "Juvenile Life is classified as any life insurance purchased by a minor." This is incorrect because juveniles are not legally able to enter into contracts, including insurance policies; therefore, they cannot purchase life insurance for themselves. Typically, it's a parent or guardian who applies for and purchases life insurance on behalf of the minor.

Juvenile Life insurance is indeed classified as life insurance written on the life of a minor, and usually, a parent or guardian is the applicant for such insurance. It can also be a limited premium payment policy, where the premiums are paid only for a set period or up until the child reaches a certain age, after which the policy may be paid-up or may continue without further premium payments.

User Conor Cosnett
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