Final answer:
A customer cannot use a credit card not in their name as it would be considered fraud.
Step-by-step explanation:
When a customer wants to make a payment, typically they can only use a credit card that is in their own name. Credit cards are issued to individuals and are tied to their personal credit history and financial responsibility. Using a credit card not in their name would be considered fraud and is not allowed. The credit card company requires the cardholder's identity to match the name on the credit card. It's important to use credit responsibly and only make purchases with a credit card that belongs to you.