Final answer:
Yoga teachers require health insurance for personal medical care coverage and liability insurance to protect against lawsuits if a student is injured during their class.
Step-by-step explanation:
It is essential for yoga teachers to have two types of important insurance: health insurance and liability insurance. Health insurance provides coverage for medical care, which is important as teaching yoga involves physical activities that could potentially lead to an injury. Liability insurance is crucial because it protects the teacher if a student were to get injured during a class and decide to sue. While health insurance is often obtained for personal protection, liability insurance is specifically related to the business of teaching yoga and preventing financial loss due to lawsuits.