Final answer:
Common additional coverages in commercial insurance policies include Business Interruption, Cyber Liability, and Equipment Breakdown, which are designed to protect businesses from specific operational and financial risks.
Step-by-step explanation:
The common additional coverages offered under commercial insurance policies are Business Interruption, Cyber Liability, and Equipment Breakdown. These coverages protect businesses from specific risks that can impact their financial stability and operations.
Workers' Compensation, Property Damage, and Liability Insurance are standard coverages, while Health Insurance, Life Insurance, and Disability Insurance are personal coverages. Homeowners Insurance, Auto Insurance, and Travel Insurance are typically for individual consumers rather than businesses.