Final answer:
Clients can qualify for homeowners insurance discounts by installing deadbolts and fire sprinkler systems, and having them regularly inspected. Keeping a firearm for protection is not typically associated with insurance discounts. Minimizing risks with such security measures can lead to lower insurance premiums. so, option A is the correct answer.
Step-by-step explanation:
When clients are concerned about the cost of homeowners insurance for their new home, they can qualify for discounts based on certain risk-lowering actions. Options that typically qualify for discounts include:
- Installing deadbolts for security (A)
- Inviting the fire department to inspect the home (B)
- Being close to the local police station (C)
However, keeping a firearm in the home for protection (D) is not generally associated with insurance discounts. Instead, insurance companies might offer a lower rate on property insurance if a homeowner installs minimum level of security measures, such as deadbolts, and fire sprinkler systems. Additionally, having these systems inspected regularly can also positively affect insurance rates.
Insurance companies may offer discounts on homeowners insurance based on certain factors that reduce risk. In this case, the clients can most likely qualify for discounts by:
Installing deadbolts for security
Inviting the fire department to inspect the home
Being close to the local police station
These actions show that the clients are taking measures to minimize potential risks and make the home safer, which can lower the insurance premium.