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When paying a workers' compensation claim, __________ is decided before paying a monetary value.

A. Where the injury took place
B. Seriousness of the injury
C. What state the injury took place in
D. If the employee was impaired

1 Answer

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Final answer:

When paying a workers' compensation claim, it is first determined if the employee was impaired, as this is crucial for the legitimacy of the claim. Workman's compensation insurance requires employers to pay into state-level funds which are used to benefit injured workers, unless the injury resulted from the worker's impairment.

Step-by-step explanation:

When paying a workers' compensation claim, one critical aspect that is determined before paying a monetary value is D. If the employee was impaired.

This factor is essential because it can affect the legitimacy of the claim and the responsibility for the injury.

It's important to ensure that the injury occurred in the course of employment and was not due to impairment by substances like drugs or alcohol, as this could disqualify the claim.

The seriousness of the injury, the location where the injury took place, and the state in which the injury occurred are also considered but are secondary in establishing the initial validity of the claim.

Workman's compensation insurance plays a significant role in this process.

Employers contribute to state-level funds that provide benefits for workers injured on the job.

However, if an employee's actions leading to the injury involved impairment, as in using the 'Denial of Injury' technique to trivialize the situation, the claim may be legitimately denied.

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