Final answer:
Indexed annuity consumers emphasizing income focus on having a dependable source of retirement funds, with indexed annuities offering protection against inflation and providing a predictable, fixed annual payout.
Step-by-step explanation:
Indexed annuity consumers who emphasize income focus primarily on ensuring they have a reliable source of funds during their retirement years. These annuities are often sought by individuals concerned about saving for old age, as they offer a fixed sum of money paid annually, which may be based on an index to help protect against inflation.
People who want to make sure they have enough income for their old age, especially when they are no longer working, might choose indexed annuities because they provide more security and predictability in their payouts compared to stocks, shares, or bonds, which are subjected to market risks. These annuities are attractive to retirees who want to safeguard their real income against the erosive effects of inflation over time and are among the private market options available for retirement planning.