Final answer:
Annuities would be a suitable recommendation for someone interested in an emphasis on income.
Step-by-step explanation:
If the prospect is interested in an emphasis on income, I would suggest an annuity. An annuity is a fixed sum of money paid every year, either bought in a lump sum or over time. This option provides a steady stream of income and is considered a safer investment since the payouts are fixed. Although annuities may lead to less total income compared to riskier investments, they provide stability and reliable income, which is important for those seeking emphasis on income in old age.