Final answer:
Workstation1 uses Workstation2's MAC address for the destination in the Ethernet frame header for local transfers or the router's interface MAC address for transfers across different networks.
Step-by-step explanation:
When Workstation1 sends an IP packet containing a text document to Workstation2, Workstation1 uses the MAC (Media Access Control) address of Workstation2 as the destination address in the Ethernet frame header, assuming both workstations are on the same local network segment connected through the switch.
If the workstations are on different networks, Workstation1 will use the MAC address of the router's interface on its local network as the destination address in the Ethernet frame. The router then forwards the packet to Workstation2's network and ultimately to Workstation2 itself, translating the destination MAC address in the process.