Final answer:
An individual who terminates annuity premiums would normally continue to earn interest on the accumulated value and may have options for partial withdrawals or loans.
Step-by-step explanation:
If an individual terminates annuity premiums, typically they would continue to earn interest on the accumulated value of the premiums they have paid. This interest could be tax-deferred until the individual withdraws the funds or annuitizes the contract. Additionally, the individual may have the option to take partial withdrawals or loans against the accumulated value of the annuity.