Final answer:
The policy cash value in a variable life policy is connected to the insurer's separate account, which is managed separately from the general account.
Step-by-step explanation:
In a variable life policy, the policy cash value is connected to the insurer's separate account. This is because variable life insurance policies invest premiums in sub-accounts, which are managed separately from the insurer's general account. The cash value of a policy fluctuates based on the performance of the investments in the separate account. It gives policyholders the opportunity to accumulate higher cash values depending on the investment options they choose.