Final answer:
Social Security, COBRA, and Medicare are government-regulated benefits providing retirement income and healthcare services, and are not employer-sponsored. Social Security and Medicare offer support due to aging or disability, while COBRA provides temporary healthcare coverage after job loss. The correct answer is C. Government-regulated benefits.
Step-by-step explanation:
Social Security, COBRA, and Medicare are examples of government-regulated benefits. These programs are social insurance plans funded through payroll taxes or premiums. They provide support in different forms such as retirement income, healthcare coverage, and extended health insurance benefits upon loss of a job, helping to reduce economic insecurity for many individuals.
Social Security is a program designed to provide retirement, disability, and survivorship benefits to workers and their families. Medicare is a national healthcare program primarily for those 65 years and older, but also for some younger individuals with disabilities. COBRA (Consolidated Omnibus Budget Reconciliation Act) allows for the temporary continuation of health coverage at group rates when coverage is lost due to certain events.
All these programs are part of a larger safety net provided by the federal government designed to support citizens in various life circumstances. They are not employer-sponsored benefits, although in some cases, such as COBRA, there is a linkage with the previous employment. Therefore, the correct option in the final answer is C. Government-regulated benefits.