Final answer:
The guaranteed dividend rate is not required to be included in a whole life policy because dividends are not guaranteed. Other components such as the policy's loan interest rate, its premium, and its cash value table are typically included. Option B is correct.
Step-by-step explanation:
The aspect not required to be included in a whole life policy is B. Policy's guaranteed dividend rate. This is because dividends are not guaranteed; they are based on the insurance company's performance and are paid out at the discretion of the company. However, a whole life policy will include A. Policy's loan interest rate, C. Policy's premium, and D. Policy's cash value table. The cash value table outlines the growth of the cash value over time, the policy's premium details the cost for the coverage, and the loan interest rate specifies the cost of borrowing against the policy's cash value.