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On July 1, 2015, a company loans one of its employee $20,000 and accepts a nine month 8% note receivable. Calculate the amount of interest revenue the company will recognize in 2015 and 2016.

User Floorish
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Final answer:

The company will recognize $800 in interest revenue for 2015 and $400 for 2016 from the $20,000 loan with a 9-month 8% note receivable.

Step-by-step explanation:

To calculate the amount of interest revenue the company will recognize in 2015 and 2016, we use the formula for simple interest: Interest = Principal × Rate × Time. The loan is for $20,000 at an 8% annual interest rate, and the note receivable is for nine months.

First, we need to calculate the total interest for the nine-month period:

Total Interest = $20,000 × 8% × (9/12)

Total Interest = $20,000 × 0.08 × 0.75

Total Interest = $1,200

Since the loan spans over two years (2015 and 2016), we need to apportion the interest for each year:

Interest for 2015 (July 1 to December 31, six months):

Interest 2015 = $1,200 × (6/9)

Interest 2015 = $800

Interest for 2016 (January 1 to March 31, three months):

Interest 2016 = $1,200 × (3/9)

Interest 2016 = $400

The company will recognize $800 in interest revenue for 2015 and $400 for 2016.

User Gstroup
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