Final answer:
When shopping for renter's insurance, you should look for personal property coverage, liability coverage, loss of use coverage, and medical payments coverage.
Step-by-step explanation:
When shopping for renter's insurance, there are several coverage features you should look for:
- Personal property coverage: This coverage will protect your belongings in case they are stolen or damaged by fire, water, or other covered perils.
- Liability coverage: This coverage will protect you financially if someone gets injured in your rental unit and files a lawsuit against you.
- Loss of use coverage: This coverage will reimburse you for additional living expenses if your rental unit becomes uninhabitable and you need to stay elsewhere.
- Medical payments coverage: This coverage will pay for medical expenses if someone gets injured in your rental unit, regardless of who is at fault.