Final answer:
The term for the concept of white privilege, which refers to systemic advantages for white individuals in society, is not provided in the question but relates to the unearned assets and benefits from being in the dominant group, impacting wealth accumulation and income disparities in the U.S. market economy.
Step-by-step explanation:
The term for the concept describing white privilege, or the unearned assets that white Americans can count on cashing in each day, is not explicitly stated, but it generally refers to the systemic advantages that white people have in society over other ethnic groups. These advantages can be seen in the value of money and assets a person has from inheritances and other forms of wealth accumulation. Furthermore, white privilege is part of a larger discussion on how the benefits people receive by simply being part of the dominant group can affect income and wealth disparities. In a market economy like the United States, income and wealth are tied to ownership of resources or assets and the value society places on those resources, including labor income. The way individuals can accumulate personal wealth is influenced by their ability to acquire and utilize these assets, which is often easier for those who already have cultural and financial capital.