Final answer:
The greatest convenience of mobile banking apps is the ability to deposit checks electronically without visiting a bank. Debit cards and mobile apps facilitate easy access and management of funds, transforming the banking experience.
Step-by-step explanation:
The best major convenience of using a mobile banking app is B: you can deposit physical checks by snapping a photo of the front and the back and sending it through the mobile app. This feature simplifies the process of depositing checks, making it unnecessary to visit a bank or ATM, thus saving time and providing immediate access to your funds once the check is processed. Mobile banking apps offer various other advantages, such as the ability to easily transfer money electronically between accounts, monitoring account balances, and making direct payments.
Banks have significantly eased the process of handling transactions by providing means to access your money, through direct withdrawals, writing checks, or using debit cards. Debit cards are connected directly to your bank account, allowing for the electronic transfer of money when making purchases, simulating the convenience offered by credit cards but using your own funds.
It is noteworthy, however, that not all banks waive fees for customers who use mobile banking, and mobile banking is not the only way to transfer money electronically. Nonetheless, the integration of banking with technology has blurred the lines between checking and savings accounts, providing features like interest rates on checking accounts with certain minimum balances, and allowing limited check writing from savings accounts.