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You deposit $1500 in an account that pays 5% interest compounded yearly. Find the balance after 6 years. Which equation represents the scenario?

1) $1500 * (1 + 0.05)⁶
2) $1500 * (1 + 0.05/1)⁶*1
3) $1500 * (1 + 0.05/2)⁶*2
4) $1500 * (1 + 0.05/4)⁶*4

User Guari
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1 Answer

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Final answer:

To calculate the balance after 6 years for a $1500 deposit with 5% interest compounded yearly, use the compound interest formula, resulting in option 1: $1500 * (1 + 0.05)^6 as the correct equation.

Step-by-step explanation:

If you deposit $1500 in an account that pays 5% interest compounded yearly, to find the balance after 6 years, you would use the compound interest formula:

A = P(1 + r/n)^(nt)

Here:

  • A is the amount of money accumulated after n years, including interest.
  • P is the principal amount (the initial amount of money).
  • r is the annual interest rate (in decimal).
  • n is the number of times that interest is compounded per year.
  • t is the time in years.

In this scenario:

  • P = $1500
  • r = 5% or 0.05 (as a decimal)
  • n = 1 (since it's compounded yearly)
  • t = 6 years

Plugging these values into the formula gives you:

$1500 * (1 + 0.05/1)^(1*6)

which simplifies to:

$1500 * (1 + 0.05)^6

Therefore, the correct equation to represent the scenario would be option 1: $1500 * (1 + 0.05)6.

User SHODAN
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