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E-wallets and smart cards increase the risks of exposing consumers' information on the Web.

1) True
2) False

2 Answers

4 votes

Final answer:

It is true that e-wallets and smart cards can increase the risk of exposing consumers' information on the Web due to their potential vulnerabilities if not properly secured. Individuals and institutions must take significant measures to protect personal information to mitigate the risk of identity theft and other cybersecurity threats.

Step-by-step explanation:

The question of whether e-wallets and smart cards increase the risks of exposing consumers' information on the Web is indeed complex. However, it is generally true that any digital technology used for storing personal and financial information could potentially expose users to an increased risk of identity theft and fraud if not managed with strong security measures.

As users engage in various online activities, from social connections to financial transactions, their digital footprints expand. This, coupled with ill-intended individuals or groups who aim to exploit vulnerabilities, increases the possibility of data breaches. High-profile security breaches at major corporations have demonstrated the reality of these risks, emphasizing the importance of robust security protocols.

To mitigate the threats, individuals must be vigilant in protecting their information by using strong passwords, enabling two-factor authentication, and being cautious of potential scams. Equally, companies and governments must invest in stronger website protections to safeguard user data. Despite the convenience that e-wallets and smart cards provide, they inevitably come with a degree of risk that requires constant attention to privacy and security concerns.

User Redtuna
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6.8k points
7 votes

Final Answer:

False. E-wallets and smart cards, when properly implemented with security measures, can enhance consumer information protection on the web. Option 2 is the answer.

Step-by-step explanation:

E-wallets: Electronic wallets (E-wallets) utilize encryption and authentication protocols to secure transactions. They often employ technologies like tokenization, ensuring sensitive information is not directly exposed. Properly implemented e-wallets can enhance security by reducing the reliance on sharing sensitive card details during transactions.

Smart Cards: Smart cards, equipped with embedded chips, provide an additional layer of security compared to traditional magnetic stripe cards. They generate unique transaction codes for each use, reducing the risk of data exposure.

While no system is entirely risk-free, advancements in security technologies make it possible for e-wallets and smart cards to improve information protection on the web when implemented with robust security measures.

Option 2 is the answer.

User Jschr
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7.3k points