Final answer:
The solidarity principle assumes a balanced distribution of risks and costs in health insurance to support those who are sick or have pre-existing conditions.
Step-by-step explanation:
The solidarity principle in terms of health insurance assumes that there should be a balanced and equitable distribution of risks and costs among the insured population. This means that healthier individuals should contribute to the insurance pool to support those who are sick or have pre-existing conditions.
For example, through premiums and contributions, healthy individuals help subsidize the healthcare expenses of chronically ill individuals. This principle promotes social responsibility and ensures access to healthcare for everyone, regardless of their health condition.
Overall, the solidarity principle helps create a sustainable and fair healthcare system that addresses the needs of all individuals within a society.