Question

Jack and Diane are married. Upon Jack's death, and assuming they have been married long enough to qualify, which of the following Social Security benefits will Diane continue to receive?

Answer 1

Diane, as the widow of a qualified worker, would be entitled to Social Security survivors benefits starting at age 65, if she meets the eligibility requirements. Social Security acts as a social insurance, providing essential financial support to spouses and other dependents of deceased workers.

Step-by-step explanation:

Upon Jack's death, assuming Diane qualifies, she will have access to certain Social Security benefits. As his widow, Diane will be eligible for monthly benefits at age 65. Social Security provides help to the elderly, including aged dependent parents in some cases, through the Old Age, Survivors, and Disability Insurance (OASDI) system. If Diane meets the requisite conditions, she could receive a pension-like income as part of Social Security's survivors benefits.

It is also important to note that Social Security operates as a social insurance program, partially replacing income in retirement for millions of Americans. While it will only replace about 60% of your income in retirement, it remains a vital economic lifeline for the elderly and disabled. Moreover, these benefits apply to all legally married couples, including same-sex marriages, ensuring that spouses like Diane are entitled to support.